So I finally decide to pay off my college loans...totalling a modest sum of only 3,517.09 after all the alte fees and what have you. So I call the US Dept. of Education. They give me the number of a collectoin agency which I happily call cuz i want this blemish of my credit rating. I get in touch with this lady who isn't happy unless she is hearing her own voice. She won't shut up about how cool it is that I live in Japan...it's 1am!! Shut up and let me tell you my information so I can pay the loan!! I find it ironic that the people collecting my college loan have probably only seen college through such vehicles as Van Wylder and Animal House...